Creditworthy borrowers find it quite easy to get approved for home loans in India and across the world, primarily because such borrowers pose zero to very low risk to lenders. A CIBIL score above 750 implies high creditworthiness. All lenders assess a borrower's CIBIL score when they receive a loan application from them. Having a CIBIL score above 750 can make one eligible for low loan interest rates and other beneficial terms and conditions. All credit users are thus advised to maintain a CIBIL score in this range. Read More
The CIBIL score is a three-digit numeric summary of your credit history derived from the information in the Credit Information Report (CIR) Read More